Gateway Financial Freedom

Since 1997, Gateway Financial Freedom (GFF) has helped families pay back more than $69,000,000 of debt.  We are Alabama's most effective and affordable financial counseling service for individuals and families.

Proven results in one year:

  • 98 families avoided foreclosure and kept their homes.
  • 184 families became mortgage ready.
  • 234 families avoided bankruptcy.
  • Since October 2017, 20 families have recovered payday loans.

All services are strictly confidential and include:

  • Debt Management Plans (DMP), through which a family’s debt is analyzed and repayment plans are negotiated with their creditors. DMP clients make a single payment to GFF, which then pays creditors according to the negotiated agreement.
  • Budgeting – Trained and experienced counselors work with individuals and families to examine both revenues and expenses and to devise budgets designed to promote financial stability
  • Mortgage Counseling - Allows potential homeowners to plan for the mortgage process by analyzing current finances, identifying “red flags,” and planning future actions to prepare for home ownership.
  • Foreclosure Counseling – GFF staff members will advocate for clients at risk of foreclosure to determine what, if any, steps can be taken to prevent foreclosure
  • Lighten Up Loan Program - This new loan program rescues individuals and families from payday lenders and puts them on the path to healthy credit and financial success.  Participants receive free financial counseling, a comprehensive credit review, and budget plan from Gateway Financial Freedom.  The Alabama Central Credit Union grants a loan that pays off their existing payday loans.  Participants repay the credit union's loan over 12 months with affordable monthly payments.
  • Community Education - The staff of Gateway Financial Freedom provide financial education services to groups throughout the community.

Make your confidential appointment today.  Call 205-510-2755 or email help@gway.org.

Gateway Financial Freedom Downloadable forms 

Find out more about Gateway Financial Freedom on ABC 33/40 "Fighting for You!" 

Helpful Resources: 

BANKONBIRMINGHAM:

   

National Foundation for Credit Counseling:

 
 

To fund their services, Gateway Financial Freedom relies on grants and donations such as those from the following:

   

 http://womensfundbirmingham.org/

       

                           

 



Gateway
1401 20th Street South
Birmingham, AL 35205
205-510-2600
Gateway Family Resource Center
205-510-2755
Fax: 205-510-2621
help@gway.org
Gateway Residential / Day Treatment Center
5201 Messer Airport Highway
Birmingham, AL 35212
205-510-2630