Gateway Financial Freedom

Since 1997, Gateway Financial Freedom (GFF) has helped families pay back more than $69,000,000 of debt.  We are Alabama's most effective and affordable financial counseling service for individuals and families.

Proven results in one year:

  • 98 families avoided foreclosure and kept their homes.
  • 184 families became mortgage ready.
  • 234 families avoided bankruptcy.
  • Since October 2017, 20 families have recovered payday loans.

Below is a summary of Gateway Financial Freedom Services.  Click here for details.

  • Debt Management Plans (DMP), through which a family’s debt is analyzed and repayment plans are negotiated with their creditors. DMP clients make a single payment to GFF, which then pays creditors according to the negotiated agreement.

  • Budgeting – Trained and experienced counselors work with individuals and families to examine both revenues and expenses and to devise budgets designed to promote financial stability

  • Mortgage Counseling - Allows potential homeowners to plan for the mortgage process by analyzing current finances, identifying “red flags,” and planning future actions to prepare for home ownership.

  • Foreclosure Counseling – GFF staff members will advocate for clients at risk of foreclosure to determine what, if any, steps can be taken to prevent foreclosure

  • Community Education - The staff of Gateway Financial Freedom provide financial education services to groups throughout the community.

Make your confidential appointment today.  Call 205-510-2755 or email

Gateway Financial Freedom Downloadable forms 

Find out more about Gateway Financial Freedom on ABC 33/40 "Fighting for You!" 

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To fund their services, Gateway Financial Freedom relies on grants and donations such as those from the following:

1401 20th Street South
Birmingham, AL 35205
Gateway Family Resource Center
Fax: 205-510-2621